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The Pension Puzzle: Your Complete Guide to Government Benefits, RRSPs, and Employer Plans, 3rd Edition

The Pension Puzzle is not just for those about to retire. It’s for every working Canadian who needs to make decisions about their pension plan and how it affects their financial future. This publication is a true "owner’s manual" for every Canadian with a pension plan.

Millions of Canadians are covered by pension plans in one form or another – whether that’s CPP, a company plan, or personal RRSPs. But pensions are the benefit least understood by employees. They’re confusing and complex, but understanding pensions is crucial to every Canadian’s financial security in retirement.
The Pension Puzzle, 3rd Edition

Since its initial publication, The Pension Puzzle has become the definitive book on the subject. Now completely revised and updated, The Pension Puzzle:
  • Explains what pensions are; how all the different types work; how government, employer plans, and RRSPs fit together; and how to judge whether your employer’s plan is a good one.
  • Shows you how to determine how much income you’ll need in retirement; how much government benefits and employer plans will provide for you; and how aggressive you have to be with your own RRSP investments to supplement these other plans.
  • Includes new information on the funding crisis that many plans are facing and what it means to you; a full update on LIRAs, LIFs, and LRIFs; tips and strategies on what happens to your pension when you leave work; and changes in pension laws, standards and regulations.
  • Helps you make sound decisions about your pension plan and how it affects your financial future, whether you’re planning your retirement, changing jobs, handling a divorce, or making decisions about early retirement.
  • Includes practical forms and worksheets, tips and examples.
“Spending each day as you choose and getting monthly cheques to pay for it is neither boring nor painful, yet the mention of pensions brings on tensions. Bruce Cohen and Brian FitzGerald are right on the money with a sensible, straightforward, and practical guide to how much you can expect, where it will come from, and whether it will be enough. Don’t leave work without it.” – Michael Kane, The Vancouver Sun
“If you’ve been looking for a basic book on pensions, this is it. The authors help empower the average Canadian with solid, plain-English information, and with tips and worksheets, that cover off a variety of retirement programs and scenarios.” – Deborah Lomow, Senior Vice-President Corporate Pensions, Scotiabank
Written by Bruce Cohen & Brian FitzGerald. Published by John Wiley & Sons Canada, Ltd., 2007.
   
Catalogue No. 0-470-83953-8
Price $29.99
Format Softcover
Pages 222
Language English only
 
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This page last modified: February 9, 2007

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