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Canada’s Retirement Income Programs: A Statistical Overview 1990-2000

A PDF version of this publication can be downloaded free of charge from Statistics Canada's website: http://www.statcan.gc.ca/start.html.

Or, you may choose to purchase the print edition:
Format Softcover
Catalogue No. 74-507-XPE 05000
Pages 122
Language English; Aussi disponible en français
Price $54.00
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Published by Statistics Canada, 2003.


This report from Statistics Canada provides a complete overview of retirement income programs in Canada and a description of savings accumulated by Canadians.

Canada's retirement income programs include private pensions (employer-sponsored and individual plans) and public pensions (government-administered/sponsored plans).

There are three major types of retirement programs in Canada: Registered Pension Plans and Registered Retirement Savings Plans are private, and the Canada/Quebec Pension Plans are public. Another public plan, Old Age Security (including the Guaranteed Income Supplement and the Allowances) also provides income to seniors, but is unrelated to work history.

Benefits from Canada's retirement income programs accounted for three-quarters of the total income of seniors aged 65 and older in 1999, up from just under two-thirds in 1990.

Much of seniors' increased reliance on retirement programs was in the form of private pension income, largely from Registered Pension Plans and Registered Retirement Savings Plans (RRSPs). These accounted for 29% of their income in 1999, up from 18% in 1990. Over half of seniors (55%) received private pension income in 1999, compared with 38% in 1990.

Table of contents:
  • Acronyms, Purpose and Highlights
  • An introduction to Canada's retirement income programs
  • Government programs: Old age security/Guaranteed income supplement/Allowances; Canada and Quebec pension plans
  • Registered pension plans; Terms and conditions of registered pension plans; Registered pension plan assets, investment and income; Other programs
  • Individual programs - Registered retirement savings plans
  • How much have Canadians saved for retirement?
  • Appendix A - Provincial income supplement programs for seniors
  • Appendix B - Selected provisions of pension regulatory legislation
  • Appendix C - Selected provisions of RPP investment regulations
  • Definitions
Canada's Retirement Income Programs: A Statistical Overview 1990-2000 is available in print and PDF file formats.

Related title: Canada's Retirement Income Programs, 1997-2005: 2006 Edition CD-ROM.

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This page last modified: May 20, 2010

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