Canada's Retirement Income Programs: A Statistical Overview 1990-2000

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Canada’s Retirement Income Programs: A Statistical Overview 1990-2000

A PDF version of this publication can be downloaded free of charge from Statistics Canada's website: http://www.statcan.gc.ca/start.html.

Or, you may choose to purchase the print edition:


	Format	Softcover
	Catalogue No.	74-507-XPE 05000
	Pages	122
	Language	English; Aussi disponible en français
	Price	$54.00

Published by Statistics Canada, 2003.

Description:

This report from Statistics Canada provides a complete overview of retirement income programs in Canada and a description of savings accumulated by Canadians.

Canada's retirement income programs include private pensions (employer-sponsored and individual plans) and public pensions (government-administered/sponsored plans).

There are three major types of retirement programs in Canada: Registered Pension Plans and Registered Retirement Savings Plans are private, and the Canada/Quebec Pension Plans are public. Another public plan, Old Age Security (including the Guaranteed Income Supplement and the Allowances) also provides income to seniors, but is unrelated to work history.

Benefits from Canada's retirement income programs accounted for three-quarters of the total income of seniors aged 65 and older in 1999, up from just under two-thirds in 1990.

Much of seniors' increased reliance on retirement programs was in the form of private pension income, largely from Registered Pension Plans and Registered Retirement Savings Plans (RRSPs). These accounted for 29% of their income in 1999, up from 18% in 1990. Over half of seniors (55%) received private pension income in 1999, compared with 38% in 1990.

Table of contents:

Acronyms, Purpose and Highlights
An introduction to Canada's retirement income programs
Government programs: Old age security/Guaranteed income supplement/Allowances; Canada and Quebec pension plans
Registered pension plans; Terms and conditions of registered pension plans; Registered pension plan assets, investment and income; Other programs
Individual programs - Registered retirement savings plans
How much have Canadians saved for retirement?
Appendix A - Provincial income supplement programs for seniors
Appendix B - Selected provisions of pension regulatory legislation
Appendix C - Selected provisions of RPP investment regulations
Definitions

Canada's Retirement Income Programs: A Statistical Overview 1990-2000 is available in print and PDF file formats.

Related title: Canada's Retirement Income Programs, 1997-2005: 2006 Edition CD-ROM.

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This page last modified: May 20, 2010

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