Canadas Retirement Income Programs: A Statistical Overview 1990-2000
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|Catalogue No.||74-507-XPE 05000|
|Language||English; Aussi disponible en français|
Published by Statistics Canada, 2003.
|This report from Statistics Canada provides a complete overview
of retirement income programs in Canada and a description of savings
accumulated by Canadians.
Canada's retirement income programs include private pensions (employer-sponsored and individual plans) and public pensions (government-administered/sponsored plans).
There are three major types of retirement programs in Canada: Registered Pension Plans and Registered Retirement Savings Plans are private, and the Canada/Quebec Pension Plans are public. Another public plan, Old Age Security (including the Guaranteed Income Supplement and the Allowances) also provides income to seniors, but is unrelated to work history.
Benefits from Canada's retirement income programs accounted for three-quarters of the total income of seniors aged 65 and older in 1999, up from just under two-thirds in 1990.
Much of seniors' increased reliance on retirement programs was in the form of private pension income, largely from Registered Pension Plans and Registered Retirement Savings Plans (RRSPs). These accounted for 29% of their income in 1999, up from 18% in 1990. Over half of seniors (55%) received private pension income in 1999, compared with 38% in 1990.
Table of contents:
Related title: Canada's Retirement Income Programs, 1997-2005: 2006 Edition CD-ROM.
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